DBPapers
DOI: 10.5593/sgem2012/s22.v4027

INSURANCE AND PROTECTION OF CULTURAL MONUMENTS AGAINST FLOOD RISK

E. JANASOVA, J. ARDIELLI
Wednesday 1 August 2012 by Libadmin2012

References: 12th International Multidisciplinary Scientific GeoConference, www.sgem.org, SGEM2012 Conference Proceedings/ ISSN 1314-2704, June 17-23, 2012, Vol. 4, 1031 - 1038 pp

ABSTRACT

The article deals with the insurance in the Czech Republic (CR), with special focus on
insurance against flood risk. Subsequently, deals with the delimited subfield of
insurance, which are cultural monuments, as an important component of the cultural
heritage of the nation. In connection with that was done analysis of historical floods in
the CR and their impact on cultural heritage. Damages caused in individual regions and
the amounts of compensation for them are summarized here. In detailed view is
discussed the most specific selected monuments, which were at most damaged as
consequence of floods. Over time, the attitude of insurance companies to insure against
flood risks is changing, and not only on cultural heritage field, but generally on the field
of all property type. On the bases of it, the article deals with legislation of the cultural
heritage insurance and also deals with real possibilities of property insurability and with
insuring against flooding. The conclusion summarizes the state of insurance of cultural
monuments and their protection against flood risk.

Keywords: insurance, cultural monuments, flood risk.